What does EaSI mean?
The EaSI unsecured loan is a loan offered through the Employment and Social Innovation Programme funded by the European Union.
Who can benefit from this credit?
- Businesses in almost all sectors (trade, production, transport, agriculture, etc.) regardless of the form of organisation: SRL, SA, PFA, II, IF with a maximum of 9 employees, who have a minimum of 12 months of activity / proven experience.
- Other agricultural producer legal entity, authorised natural person, agricultural companies, individual agricultural producer, family associations, întreprises, întreprises individuals or other forms of organisation with a maximum of 9 employees, who have a minimum of 12 months of activity / proven experience.
What are your benefits?
Easy to access:
• No collateral on your part for 80% of the amount îmborrowed, benefiting free of European guarantee
• Reduced costs compared to a standard loan
No down payment required for investment plans
• Our advisers will help you în preparing your file based on the specifics of your business
Customised:
The amount of the credit is sized to the level of the business
• The repayment period is flexible and set îaccording to the pace of your business, îin equal, seasonal or personalised instalments
You can use the money for whatever your business needs:
| Agro face |
Non-agricultural agro |
- Current activity: agricultural inputs, salaries, payment of arrears to the state budget, other necessities.
- Investments: purchases and îmbenefits of real estate, equipment or machinery.
- Mixed-purpose projects:working capital + investment
|
- Current activity: purchases of goods, raw materials, salaries, payment of arrears to the state budget, other necessities.
- Investments: purchases and îimprovements of real estate, equipment or machinery.
- Mixed-use projects: working capital + investment
|
What else you need to know:
- Granting currency: lei
- Amount: minimum 1,000 lei, maximum 120,000 lei
- Period: maximum 60 months
- Rates can be paid:
- Online, directly îon the website www.patriacredit.ro
- &In any Patria Bank branch
- By Pay Point, SelfPay or Romanian Post;