Practical guide for farmers – Financial decision making
Published by EFSE Development Facility
This guide has been developed to support Romanian micro and small farmers in understanding and choosing the most appropriate financial products tailored to their financing and business needs.
If you are a farmer who in all likelihood will need credit to invest in your farming business, whether it is for investment in machinery, material needs, or land, this booklet will give you guidance on topics such as:
- How to analyse and choose financial products that fit your business plan
- How to compare the terms of financial products
- How to choose the best deal available
- How to estimate the optimal level of debt and not over-indebtedness
- How to avoid liquidity problems
- How to increase competitiveness while being economical with energy costs
Download the guide HERE.
