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2025 and a New Study Regarding the Social Impact of Microfinance

The second study on the social impact of microfinance on the development of rural communities conducted at national level and financed by the Council of Europe Development Bank (CEB) shows that Patria Credit IFN is an important facilitator of rural development in Romania, its microfinance activities stimulating both economic progress and economic and social inclusion in disadvantaged communities.

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Patria Credit IFN Drives Rural Communities Development: New Study Confirms High Social Impact of Microfinance in Romania

  • Microfinance drives business growth (49% profit increase, 96% investments) and improves household well-being (99% home ownership, growing savings and education investment).
  • Women play a key role in 88% of businesses, despite representing only 24% of clients.
  • Half of clients rely exclusively on Patria Credit IFN, with 28% unbanked, proving strong outreach to vulnerable groups.
  • Patria Credit IFN scored 32 out of 36 points in social impact performance – a “high overall” rating.

Infographic Social Impact Study 

Social Impact Assessment Evaluation